Disclaimer Disclosure and Privacy Statements

Disclosure & Disclaimer: Cliff Küle’s Notes is intended to address broad issues. Notice that we NEVER tell readers what to invest in; We ALWAYS present issues that we hope will stimulate readers to think about the structure of our monetary system. We are convinced that the structure has become critically corrupted & unstable. The more people that understand it, the better. Hopefully, the world will return to sound & honest money. Notice the Goal that says: to present the most interesting and insightful from the multitude of available readings,... in order to save precious time for readers who are interested in understanding our world and its money. Information contained herein was obtained from sources which is believed to be reliable but is not guaranteed as to completeness, accuracy, reference, or timeliness by Cliff Küle. Any opinions expressed are those of sources that have been cited and are not necessarily Cliff Küle's interpretation of the world. Cliff Küle intends to provide information and is not intended to solicit purchases or sales of any of the securities which are mentioned. Because individual investment objectives vary, this site should not be construed as advice to meet the particular needs of any one individual reader. Any opinions expressed herein are statements of judgment as of the posted date and are subject to change without notice. Any action taken as a result of reading this is solely the responsibility of the reader. Cliff Küle strongly encourages all readers to consult with personal financial advisers, attorneys, and accountants that have no connection with Cliff Küle before making any investment decision. The maintainers of this newsletter or members of their families may have a position in the securities mentioned. Investing and speculation are inherently risky and should not be undertaken without professional advice. By your act of reading this independent web site, you fully and explicitly agree that neither Cliff Küle’s maintainers nor this newsletter will be held liable or responsible in any way for any decisions you make regarding any information discussed herein.We are not registered advisers and do not give investment advice. Our comments are an expression of opinion only and should not be construed in any manner whatsoever as recommendations to buy or sell a stock, option, future, bond, commodity or any other financial instrument at any time. Of course, we recommend that you consult with a qualified investment adviser, one licensed by appropriate regulatory agencies in your legal jurisdiction, before making any investment decisions, and barring that, we encourage you confirm the facts on your own before making important investment commitments. 

THE CONTENT OF ALL MATERIALS: SLIDE PRESENTATION AND THEIR ACCOMPANYING RECORDED AUDIO DISCUSSIONS, VIDEO PRESENTATIONS, NARRATED SLIDE PRESENTATIONS AND WEBZINES (hereinafter "The Media") ARE INTENDED FOR EDUCATIONAL PURPOSES ONLY. The Media is not a solicitation to trade or invest, and any analysis is our opinion and is not to be used or relied upon as investment advice. Trading and investing can involve substantial risk of loss. Past performance is no guarantee of future returns/results. Commentary is only the opinions of the authors and should not to be used for investment decisions. You must carefully examine the risks associated with investing of any sort and whether investment programs are suitable for you. You should never invest or consider investments without a complete set of disclosure documents, and should consider the risks prior to investing. The Media is not in any way a substitution for disclosure. Suitability of investing decisions rests solely with the investor. Your acknowledgement of this Disclosure and Terms of Use Statement is a condition of access to it. Furthermore, any investments you may make are your sole responsibility. 

THERE IS RISK OF LOSS IN TRADING AND INVESTING OF ANY KIND. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. We emperically recommend that you consult with a qualified investment advisor, one licensed by appropriate regulatory agencies in your legal jurisdiction, before making any investment decisions, and barring that, we encourage you confirm the facts on your own before making important investment commitments. Information herein was obtained from sources which we believe reliable, but we do not guarantee its accuracy. None of the information, advertisements, website links, or any opinions expressed constitutes a solicitation of the purchase or sale of any securities or commodities. 

FAIR USE NOTICE This site contains copyrighted material the use of which has not always been specifically authorized by the copyright owner. We are making such material available in our efforts to advance understanding of environmental, political, human rights, economic, democracy, scientific, and social justice issues, etc. We believe this constitutes a 'fair use' of any such copyrighted material as provided for in section 107 of the US Copyright Law. In accordance with Title 17 U.S.C. Section 107, the material on this site is distributed without profit to those who have expressed a prior interest in receiving the included information for research and educational purposes. If you wish to use copyrighted material from this site for purposes of your own that go beyond 'fair use', you must obtain permission from the copyright owner. 

USES OF INFORMATION COLLECTED (a) COMPANY USE OF INFORMATION We may use Contact Data to send you information about our company or our products or services, or promotional material from some of our partners, or to facilitate the renewal of your subscription, or to improve our Site, or to contact you when necessary. We may use your Demographic Data to customize and tailor your experience on the Site; displaying content that we think you might be interested in and according to your preferences. We may also use Contact Data for lead generation purpose by sending you information about products or services, or promotional material of other third party companies. We only collect but will not use your Financial Data for any purpose. Our third party business partner will use your Financial Data to process your credit card payment. (b) SHARING OR TRANSFERRING OF PERSONAL INFORMATION By voluntarily registering and agreeing to (checked box opting into receiving marketing during registration) you are giving us your express consent to share your Personal Information with third parties in the ways described in this Privacy Policy. We may share Demographic Data with advertisers and other third parties. We may also share Contact Data with our business partners who assist us by performing core services (such as hosting, billing, fulfillment, or data storage and security) related to our operation of the Site. When you provide us with your Financial Data, it will immediately be transferred to and stored with our third party payment-processing partner (i.e. Paypal). We will not retain any of your Financial Data in our database. We maintain a procedure for you to review and request changes to your Personal Information; this procedure is described in Section 3.1, below. You acknowledge that once your Personal Information is shared with or transferred to third parties as provided herein, the use of your Personally Information will then be governed by the privacy policies of those third parties and is not subject to our control. If contacted by those third parties, you should directly inquire them about the use of your Personal Information by them. (c) USER CHOICE REGARDING COLLECTION, USE, AND DISTRIBUTION OF PERSONAL INFORMATION You may choose not to provide us with any Personal Information. In such an event, you can still access and use much of the Site; however you will not be able to access and use those portions of the Site that require your Personal Information. 

PRIVACY POLICIES AND DATA COLLECTION AT THIRD PARTY SITES Except as otherwise discussed in this Privacy Policy, this document only addresses the use and disclosure of information we collect from you. Other sites accessible through our site have their own privacy policies and data collection, use and disclosure practices. Please consult each site's privacy policy. We are not responsible for the policies or practices of third parties. Additionally, other third-party companies which place advertising on our site may collect information about you when you view or click on their advertising through the use of their cookies or other tracking technologies, which may include delivering targeted advertisements and marketing messages based upon the third party websites that you visit, or other purposes. We cannot control this collection of information and are not responsible for the privacy policies and data collection, use and disclosure practices of these third party advertisers. You should contact these third party advertisers directly if you have any questions about their use of the information that they collect from you. Google/DoubleClick DFP is our third party ad server. If you would like to know more about their information gathering practices and "opt-out" procedures, please see http://www.google.com/policies/technologies/ads/ Also, if you would like more information about this practice and to know your choices about not having this information used by these companies, please see: http://www.networkadvertising.org/consumer/opt_out.asp

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