Cliff Küle’s Notes

REFLECTIONS ON OUR WORLD AND ITS MONEY

Goal

Cliff Küle's Notes seeks to economize your reading and study time. Cliff Küle reads volumes and tries to choose the most interesting and insightful to present to you. Cliff Küle summarizes texts so that your most precious commodity...TIME...is being used as productively as possible. That is what Cliff Küle seeks to accomplish. Please share your ideas of how Cliff Küle can improve by emailing to cliff.kule@cliffkule.com.

Send to Cliff your links to the best and most insightful, interesting articles you have come across to cliff.kule@cliffkule.com.

Disclosure & Disclaimer

Andrew Haibeck is a founding partner of Cliff Küle’s Notes. He is a registered Investment Adviser with Friedberg Mercantile Group (FMG). FMG has no connection to Cliff Küle’s Notes and nothing posted on Cliff Küle’s Notes should be attributed to FMG or its principals. Cliff Küle’s Notes is intended to address broad issues. Notice the Title:“REFLECTIONS ON OUR WORLD AND ITS MONEY” …NEVER telling readers what to think, but ALWAYS presenting issues to think about. Notice the Goal: to present the most interesting and insightful from the multitude of available readings,... in order to save precious time for readers who are interested in understanding our world and its money. Information contained herein was obtained from sources which is believed to be reliable but is not guaranteed as to completeness, accuracy, reference, or timeliness by Cliff Küle. Any opinions expressed are those of sources that have been cited and are not necessarily Cliff Küle's interpretation of the world. Cliff Küle intends to provide information and is not intended to solicit purchases or sales of any of the securities which are mentioned. Because individual investment objectives vary, this site should not be construed as advice to meet the particular needs of any one individual reader. Any opinions expressed herein are statements of judgment as of the posted date and are subject to change without notice. Any action taken as a result of reading this is solely the responsibility of the reader. Cliff Küle strongly encourages all readers to consult with personal financial advisers, attorneys, and accountants that have no connection with Cliff Küle before making any investment decision. The maintainers of this newsletter or members of their families may have a position in the securities mentioned. Investing and speculation are inherently risky and should not be undertaken without professional advice. By your act of reading this independent web site, you fully and explicitly agree that neither Cliff Küle’s maintainers nor this newsletter will be held liable or responsible in any way for any decisions you make regarding any information discussed herein.

Cliff Küle’s Notes

Tuesday, February 9, 2010

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